Melody Frei

Licensed Insurance Professional

Melody brings a wealth of experience to comprehensive retirement planning. After a decade as a real estate agent specializing in farms and timberland in North Central Idaho, she transitioned to insurance in 2018 and has been with Legacy for five years. Having lived on the Camas Prairie for 25 years before moving to Boise, Melody understands the unique needs of Idaho families. She enjoys boating, crafting, traveling, and cherishing time with her two daughters. Her passion is helping clients achieve financial security and peace of mind for retirement.

Melody Frei

Licensed Insurance Professional

Melody brings a wealth of experience to comprehensive retirement planning. After a decade as a real estate agent specializing in farms and timberland in North Central Idaho, she transitioned to insurance in 2018 and has been with Legacy for five years. Having lived on the Camas Prairie for 25 years before moving to Boise, Melody understands the unique needs of Idaho families. She enjoys boating, crafting, traveling, and cherishing time with her two daughters. Her passion is helping clients achieve financial security and peace of mind for retirement.

About Legacy Insurance and Financial Services

Your trusted local guide to retirement planning. No call centers, no brand reps—just me, your dedicated agent, here to help you connect the dots and claim what’s yours. Backed by a Master Brokerage with access to hundreds of top-rated companies, I tailor strategies that optimize your retirement savings, Social Security, Medicare, and more. Whether it’s life insurance, long-term care, veteran benefits, or debt elimination, I’m here to protect what matters most. I listen, personalize, and stay by your side—today and into your future. Let’s begin.

From Medicare to individual & family health insurance, personalize your plan.

Protect and maximize retirement savings income. Perfect Social Security strategies. Sharpen savings & eliminate debt.

Protect your loved ones. Plan your estate. Leverage the unique characteristics of life insurance for personal or business planning.

Get professional help planning for care at home or in assisted living. Protect assets, choice, dignity & relationships by planning ahead.

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Specific to Medicare Plans, We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. We do offer coverage in most states, representing over 130 organizations which offer over 300 different plans throughout the United States. Contact one of our agents to learn more about what companies and plans we represent in your area.